Managing your budget in this day and age is easier than ever but most people have never dabbled with financing apps. Today we are going to be looking at some of the best budget management apps available in Google Play that will surely help you keep track of your finances and even understand them better. There are plenty of reasons to use such an app as you will realize over time. Honestly, after using a budget app for a while, not having one actually becomes a burden because of how easy it is to keep track of everything when you are using such an app. Please note that features that require you to connect your bank account are usually restricted to the US and Canada.
1. Mint (Free)
Mint is an absolutely brilliant financing app. It has been featured in top guides numerous times, including Google Play’s best apps. There are several good reasons for that too as the app has tons of features that you will not find anywhere else. All of your accounts can be synced into the app in order to provide a safe place where you can view all of your transactions without hassle.
You can set up alerts for upcoming bills, track your credit cards, bank accounts, income, spending of any source and more. Beautifully created charts will show you exactly where your money is going and you can even view this information offline provided you are using a tablet. Goals can be set so that you can use the app to manage your budget as accurately as possible. E-mail alerts will also give you a rundown of your income and expenses in a timely basis and you will even get suggestions from experts on how to better manage your finances.
Another brilliant feature of Mint is its ability to be locked down with a password. If you lose your device and you do not want anyone gaining access, you can log in your Mint.com account and disable device access to your finances. That is mostly related to your privacy though as Mint does not edit bank accounts, it merely reads them.
2. My Budget Book ($3.49)
Another tablet-optimized app, My Budget Book has a beautiful interface and a host of features to spice things up. No internet access is required for the app as everything can be kept in-house but this also makes things harder sometimes. There are tons of features, including 4 widgets, a built-in calculator, charts, support for multiple accounts, sorting transactions in custom categories, creating templates and exporting everything in CSV and HTML files and so much more.
There are also a lot of tools aimed at planning for the future like keeping a check in recurring payments, setting reminder alerts for upcoming bills, creating watchlists and more. It can be quite complex at times and might need a time investment on your part, at least when you first start using it. After everything has been said and done though, this app is one of the greatest financing apps to reside in Google Play, although you do need to pay up to use it.
3. Budget (Free)
What better app to represent the minimalistic approach of things than Budget? This free app has an elegant user interface with sleek colors so that viewing and understanding data is easy even when you are just glancing over. The focus of the application is on simplicity so there are not a lot of features here.
You will get a widget that shows information and has the ability to add transactions on the spot, notifications, data analysis, support for multiple accounts and CSV file import/export capabilities. It is aimed at those that have simple needs and do not need to keep track of every single little thing that happens with their finances but still care for them enough to install an app.
4. Budget Beep (Free)
Budget Beep stands somewhere in the middle of the aforementioned apps as it provides quite enough features with a simple interface that anyone can quickly understand. There is support for notifications, backups, listing accounts with different currencies, keeping books, data presentations as well as support for CSV files and a password protection tool.
What separates this app from the rest though is its automation. If your bank supports daily transact updates, the app can be configured to read those texts and automatically record your daily expenses through there. This is obviously useful for those that do not use cash or that only want to track their bank account transactions as they happen. Manual input is also fully supported but this is a very neat feature that is not found anywhere else and it definitely has quite a large target crowd.
5. Check (Free)
Check is yet another financing app that is quite different than the rest. There are some basic budget managing features that will help you keep track of your finances but that is far from the major focus of this app. What you are looking at here is an app that can be used to pay pretty much all of your bills. Note that, as the developers put it, the app is optimized for the United States. Other countries are supported as well but not nearly as much.
Using Check is incredibly intuitive. You enter the information of your bank or credit card accounts, register other services you use like your mobile carrier or ISP and allow Check to pay them all on a time you set. No more late bills and no more hassle. The only thing you need to do is to keep money in your bank account which is obviously the hardest part but I digress. And if you are worried about security, know that check uses 128-bit encryption that is up to par with the security of your banks, the service is monitored by third-party security experts like McAfee and you can even destroy all of your data remotely in case your device gets lost. There is not much more you can ask from a bill-paying app than this.